Okaloosa County, FL Property Taxes (2026)

Okaloosa County owners pay a median of $1,948 a year on a median home value of $324,800, an effective rate of 0.60%. That's the 55th-highest rate of 67 Florida counties with Census data, below the Florida county median of 0.74%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

0.60%

55th highest of 67 in FL

Median annual bill

$1,948

~$162/month

Median home value

$324,800

Florida county median

0.74%

Effective rate

What a protest could save you in Okaloosa County

Enter the market value from your appraisal notice. We apply Okaloosa County's 0.60% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$1,949
Savings at 10–15% off
$195–$292
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Okaloosa County vs. Florida vs. U.S. property tax rates

Okaloosa County0.60%
Florida county median0.74%
U.S. county median0.84%

Key stat: Okaloosa County's effective property tax rate is 0.60%, vs. 0.74% for the median Florida county and 0.84% for the median U.S. county. It ranks 55th of 67 in Florida. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Okaloosa County

  1. 1

    Review your assessment notice

    Check the assessed value from the Okaloosa County Property Appraiser. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Okaloosa County deadline is 25 days after TRIM notice. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Property Appraiser.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $1,948 bill, 10–15% off is $195–$292 a year.

Okaloosa County property tax appeal guide →

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Property tax exemptions in Florida

Florida homeowners may qualify for exemptions that reduce taxable value. Check with the Okaloosa County Property Appraiser for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Okaloosa County, Florida?
The median effective property tax rate in Okaloosa County is 0.60%: a median annual bill of $1,948 on a median home value of $324,800. That's the 55th-highest rate of 67 Florida counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Okaloosa County?
The median Okaloosa County property tax bill is $1,948 a year, about $162 a month, compared with a Florida county median of $1,709.
What is the deadline to appeal property taxes in Okaloosa County?
The deadline to appeal in Okaloosa County is 25 days after TRIM notice. Missing it means waiting until the next assessment cycle.
Is Okaloosa County a high property tax area?
Okaloosa County's 0.60% effective rate is below the Florida county median of 0.74% and below the U.S. county median of 0.84%. That's the 55th-highest rate of 67 Florida counties with Census data.
Can TaxDrop help lower my Okaloosa County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment. See www.taxdrop.com/property-tax-appeal-pricing for current pricing.

Property taxes in nearby counties

Walton County

Rate: 0.45%

Median bill: $1,709

Santa Rosa County

Rate: 0.60%

Median bill: $1,809

Escambia County

Rate: 0.60%

Median bill: $1,406

Holmes County

Rate: 0.52%

Median bill: $527

Washington County

Rate: 0.50%

Median bill: $787

Bay County

Rate: 0.60%

Median bill: $1,653

Jackson County

Rate: 0.55%

Median bill: $625

Calhoun County

Rate: 0.55%

Median bill: $743

← All 67 Florida counties

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