Clay County, IN Property Taxes (2026)

Clay County owners pay a median of $589 a year on a median home value of $128,900, an effective rate of 0.46%. That's the 91st-highest rate of 92 Indiana counties with Census data, below the Indiana county median of 0.68%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

Is your Clay appraisal too high?

We compare your value to recent Clay County sales and show you in about a minute whether a appeal is worth it.

  • Free check
  • No credit card

Effective tax rate

0.46%

91st highest of 92 in IN

Median annual bill

$589

~$49/month

Median home value

$128,900

Indiana county median

0.68%

Effective rate

What a protest could save you in Clay County

Enter the market value from your appraisal notice. We apply Clay County's 0.46% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$593
Savings at 10–15% off
$59–$89
Check my actual assessment →

Clay County vs. Indiana vs. U.S. property tax rates

Clay County0.46%
Indiana county median0.68%
U.S. county median0.84%

Key stat: Clay County's effective property tax rate is 0.46%, vs. 0.68% for the median Indiana county and 0.84% for the median U.S. county. It ranks 91st of 92 in Indiana. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Clay County

  1. 1

    Review your assessment notice

    Check the assessed value from the Clay County Assessor. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Clay County deadline is June 15 or 45 days after notice. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Assessor.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $589 bill, 10–15% off is $59–$88 a year.

Want help with it?

TaxDrop builds your case from comparable sales data.

Check my assessment

Property tax exemptions in Indiana

Indiana homeowners may qualify for exemptions that reduce taxable value. Check with the Clay County Assessor for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Indiana?
The median effective property tax rate in Clay County is 0.46%: a median annual bill of $589 on a median home value of $128,900. That's the 91st-highest rate of 92 Indiana counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Clay County?
The median Clay County property tax bill is $589 a year, about $49 a month, compared with a Indiana county median of $1,106.
What is the deadline to appeal property taxes in Clay County?
The deadline to appeal in Clay County is June 15 or 45 days after notice. Missing it means waiting until the next assessment cycle.
Is Clay County a high property tax area?
Clay County's 0.46% effective rate is below the Indiana county median of 0.68% and below the U.S. county median of 0.84%. That's the 91st-highest rate of 92 Indiana counties with Census data.
Can TaxDrop help lower my Clay County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment.

Property taxes in nearby counties

Vigo County

Rate: 0.89%

Median bill: $1,256

Owen County

Rate: 0.67%

Median bill: $1,091

Putnam County

Rate: 0.48%

Median bill: $978

Greene County

Rate: 0.69%

Median bill: $895

Sullivan County

Rate: 0.68%

Median bill: $825

Parke County

Rate: 0.50%

Median bill: $691

Monroe County

Rate: 0.70%

Median bill: $1,837

Morgan County

Rate: 0.48%

Median bill: $1,056

← All 92 Indiana counties

Stop overpaying on property taxes

See in about a minute whether your Clay value looks too high.

Check my assessment — free