Clayton County, IA Property Taxes (2026)
Clayton County owners pay a median of $2,149 a year on a median home value of $155,700, an effective rate of 1.38%. That's the 41st-highest rate of 99 Iowa counties with Census data, above the Iowa county median of 1.34%.
Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)
Is your Clayton appraisal too high?
We compare your value to recent Clayton County sales and show you in about a minute whether a appeal is worth it.
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Effective tax rate
1.38%
41st highest of 99 in IA
Median annual bill
$2,149
~$179/month
Median home value
$155,700
Iowa county median
1.34%
Effective rate
What a protest could save you in Clayton County
Enter the market value from your appraisal notice. We apply Clayton County's 1.38% effective rate and a 10–15% reduction, the typical range for successful protests.
- Est. annual tax
- $2,149
- Savings at 10–15% off
- $215–$322
Clayton County vs. Iowa vs. U.S. property tax rates
Key stat: Clayton County's effective property tax rate is 1.38%, vs. 1.34% for the median Iowa county and 0.84% for the median U.S. county. It ranks 41st of 99 in Iowa. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))
How to appeal your property taxes in Clayton County
- 1
Review your assessment notice
Check the assessed value from the Clayton County Assessor. Compare it to recent sales of similar homes nearby.
- 2
File your appeal before the deadline
The Clayton County deadline is April 25 – May 5. Missing it means waiting until the next assessment year.
- 3
Gather evidence
Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.
- 4
Present your case
Submit evidence or attend a hearing with the County Assessor.
- 5
Get your decision
If you win, your assessed value and bill go down. On a $2,149 bill, 10–15% off is $215–$322 a year.
Property tax exemptions in Iowa
Iowa homeowners may qualify for exemptions that reduce taxable value. Check with the Clayton County Assessor for amounts.
Homestead exemption
For your primary residence. Reduces the value used to calculate your bill.
Senior / over-65
Many states add an exemption or freeze for owners 65 and older.
Disability
For homeowners with qualifying disabilities, often similar to the over-65 benefit.
Veterans
Disabled veterans may get partial or full exemptions depending on rating.
Frequently Asked Questions
What is the property tax rate in Clayton County, Iowa?
How much are property taxes in Clayton County?
What is the deadline to appeal property taxes in Clayton County?
Is Clayton County a high property tax area?
Can TaxDrop help lower my Clayton County property taxes?
Property taxes in nearby counties
Delaware County
Rate: 1.34%
Median bill: $2,266
Fayette County
Rate: 1.32%
Median bill: $1,721
Allamakee County
Rate: 1.22%
Median bill: $2,103
Dubuque County
Rate: 1.26%
Median bill: $2,848
Buchanan County
Rate: 1.33%
Median bill: $2,286
Winneshiek County
Rate: 1.16%
Median bill: $2,784
Jones County
Rate: 1.30%
Median bill: $2,381
Bremer County
Rate: 1.35%
Median bill: $2,796
Stop overpaying on property taxes
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