Frederick County, MD Property Taxes (2026)

Frederick County owners pay a median of $4,463 a year on a median home value of $437,700, an effective rate of 1.02%. That's the 7th-highest rate of 24 Maryland counties with Census data, above the Maryland county median of 0.94%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

1.02%

7th highest of 24 in MD

Median annual bill

$4,463

~$372/month

Median home value

$437,700

Maryland county median

0.94%

Effective rate

What a protest could save you in Frederick County

Enter the market value from your appraisal notice. We apply Frederick County's 1.02% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$4,465
Savings at 10–15% off
$446–$670
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Frederick County vs. Maryland vs. U.S. property tax rates

Frederick County1.02%
Maryland county median0.94%
U.S. county median0.84%

Key stat: Frederick County's effective property tax rate is 1.02%, vs. 0.94% for the median Maryland county and 0.84% for the median U.S. county. It ranks 7th of 24 in Maryland. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Frederick County

  1. 1

    Review your assessment notice

    Check the assessed value from the Frederick Department of Assessments and Taxation. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Frederick County deadline is 45 days after notice. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the Department of Assessments and Taxation.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $4,463 bill, 10–15% off is $446–$669 a year.

Want help with it?

TaxDrop builds your case from comparable sales data. See pricing →

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Property tax exemptions in Maryland

Maryland homeowners may qualify for exemptions that reduce taxable value. Check with the Frederick Department of Assessments and Taxation for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Frederick County, Maryland?
The median effective property tax rate in Frederick County is 1.02%: a median annual bill of $4,463 on a median home value of $437,700. That's the 7th-highest rate of 24 Maryland counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Frederick County?
The median Frederick County property tax bill is $4,463 a year, about $372 a month, compared with a Maryland county median of $3,314.
What is the deadline to appeal property taxes in Frederick County?
The deadline to appeal in Frederick County is 45 days after notice. Missing it means waiting until the next assessment cycle.
Is Frederick County a high property tax area?
Frederick County's 1.02% effective rate is above the Maryland county median of 0.94% and above the U.S. county median of 0.84%. That's the 7th-highest rate of 24 Maryland counties with Census data.
Can TaxDrop help lower my Frederick County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment. See www.taxdrop.com/property-tax-appeal-pricing for current pricing.

Property taxes in nearby counties

Carroll County

Rate: 0.94%

Median bill: $3,837

Washington County

Rate: 0.89%

Median bill: $2,444

Montgomery County

Rate: 0.87%

Median bill: $5,341

Howard County

Rate: 1.18%

Median bill: $6,814

Baltimore County

Rate: 1.10%

Median bill: $3,645

Baltimore city

Rate: 1.48%

Median bill: $3,236

Prince George's County

Rate: 1.15%

Median bill: $4,662

Anne Arundel County

Rate: 0.85%

Median bill: $3,836

← All 24 Maryland counties

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