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Clay County, Minnesota Property Taxes (2026)

Clay County homeowners pay a median property tax of $2,854/year on a median home value of $256,000 — an effective rate of 1.11%, which is above the national median of 1.02%. Clay County has a population of approximately 65,628.

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Effective Tax Rate

1.11%

Higher than the Minnesota median of 0.99%

Median Home Value

$256,000

Annual Tax Bill

$2,854

~$238/month

Est. Annual Savings

$428

If reduced by 15%

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Clay County, Minnesota Property Tax Calculator

Enter your address to instantly see if you're overpaying on property taxes. Our tool compares your assessed value against recent comparable sales in Clay County to estimate your potential savings.

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Average Annual Savings

$428

Estimated savings for Clay County homeowners

Property Tax Rates: Clay County vs. Minnesota vs. National

Clay County1.11%
Minnesota Median0.99%
National Median1.02%

Key stat: The effective property tax rate in Clay County, Minnesota is 1.11%, compared to the Minnesota median of 0.99% and the national median of 1.02%. (Source: U.S. Census Bureau, ACS 5-Year Estimates)

How Clay County Compares Across Minnesota

See where Clay County's tax metrics fall relative to all 87 Minnesota counties.

Tax Rate Distribution

Percentile distribution across all Minnesota counties

10th

1.00%

25th

1.00%

Median

0.99%

75th

1.00%

90th

1.00%

Home Value Distribution

Percentile distribution across all Minnesota counties

10th

$146,060

25th

$167,700

Median

$221,100

75th

$257,500

90th

$313,260

Tax Bill Distribution

Percentile distribution across all Minnesota counties

10th

$1,305

25th

$1,516

Median

$1,973

75th

$2,654

90th

$3,312

Clay County County Assessor Information

Clay County County Assessor

Assessing Authority

Clay County Assessor

Appeal Deadline

April 30

Minnesota appeal filing deadline

State

Minnesota

How to appeal

Let TaxDrop handle it for you →

How to Appeal Your Property Taxes in Clay County

If you own property in Clay County, you have the legal right to appeal your assessed value. Here is the step-by-step process:

1

Review your assessment notice

Check the assessed value from the Clay County Assessor. Compare it to recent sales of similar homes in your area.

2

File your appeal before the deadline

The Minnesota deadline is April 30. Missing this deadline means waiting until the next assessment year.

3

Gather supporting evidence

Compile recent comparable sales, photos of property condition issues, independent appraisals, or any factors that reduce your home's value.

4

Present your case

Attend a hearing or submit your evidence to the County Assessor. Present clear data showing your assessed value is too high.

5

Receive your decision

If successful, your assessed value and tax bill will be reduced. With a median bill of $2,854, even a 10-15% reduction means $285-$428 in annual savings.

Skip the hassle — let TaxDrop handle it

TaxDrop's licensed consultants analyze your property, build your case with comparable sales data, and represent you through the entire appeal process. You pay nothing unless we save you $500 or more.

Start Your Clay County Appeal →Free Tax Rate Calculator

Property Tax Exemptions in Minnesota

Minnesota homeowners may qualify for exemptions that reduce their taxable value. Common exemptions include:

Homestead Exemption

Available to primary residence owners. Reduces the assessed value used to calculate your tax bill.

Senior/Over-65 Exemption

Additional exemption for homeowners age 65+. May include a tax ceiling that freezes your bill.

Disability Exemption

For homeowners with qualifying disabilities. Similar benefits to the over-65 exemption.

Veteran Exemption

Disabled veterans may receive partial or full exemptions depending on disability rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Minnesota?
The median effective property tax rate in Clay County, Minnesota is 1.11%. On a home valued at $256,000, the median annual property tax bill is $2,854. Source: U.S. Census Bureau, ACS 2026.
How much are property taxes in Clay County?
The median annual property tax bill in Clay County is $2,854, which works out to approximately $238/month. This is based on the median home value of $256,000 and an effective tax rate of 1.11%.
How do I appeal my property taxes in Clay County?
To appeal your property taxes in Clay County, Minnesota, you need to file with the Clay County Assessor before the deadline of April 30. You'll need evidence that your assessed value exceeds your property's market value, such as recent comparable sales. TaxDrop can handle this entire process for you — you pay nothing unless we save you $500 or more.
Is Clay County a high property tax area?
Clay County's effective tax rate of 1.11% is above the national median of 1.02%. It's also above the Minnesota median of 0.99%, making it one of the higher-taxed counties in the state.
What is the deadline to appeal property taxes in Minnesota?
The deadline to appeal property taxes in Minnesota is April 30. It's important to file before this deadline — missing it means waiting until the next assessment cycle. TaxDrop monitors deadlines and files on your behalf to ensure you never miss the window.
Can TaxDrop help lower my Clay County property taxes?
Yes. TaxDrop helps homeowners in Clay County, Minnesota appeal their property tax assessments. We analyze your property, compare it against local comparable sales, and handle the entire appeal process. Our fee is 25% of your savings — and if we don't save you at least $500, you pay nothing.

Nearby Counties

Carver County

Rate: 1.03%

Tax bill: $4,380

Cass County

Rate: 0.58%

Tax bill: $1,512

Chippewa County

Rate: 1.04%

Tax bill: $1,551

Chisago County

Rate: 1.12%

Tax bill: $3,668

Clearwater County

Rate: 0.73%

Tax bill: $1,297

Cook County

Rate: 0.79%

Tax bill: $2,322

Cottonwood County

Rate: 1.13%

Tax bill: $1,737

Crow Wing County

Rate: 0.79%

Tax bill: $2,161

← View all 87 Minnesota counties

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