Clay County, MN Property Taxes (2026)

Clay County owners pay a median of $2,854 a year on a median home value of $256,000, an effective rate of 1.11%. That's the 12th-highest rate of 87 Minnesota counties with Census data, above the Minnesota county median of 0.99%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

1.11%

12th highest of 87 in MN

Median annual bill

$2,854

~$238/month

Median home value

$256,000

Minnesota county median

0.99%

Effective rate

What a protest could save you in Clay County

Enter the market value from your appraisal notice. We apply Clay County's 1.11% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$2,842
Savings at 10–15% off
$284–$426
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Clay County vs. Minnesota vs. U.S. property tax rates

Clay County1.11%
Minnesota county median0.99%
U.S. county median0.84%

Key stat: Clay County's effective property tax rate is 1.11%, vs. 0.99% for the median Minnesota county and 0.84% for the median U.S. county. It ranks 12th of 87 in Minnesota. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Clay County

  1. 1

    Review your assessment notice

    Check the assessed value from the Clay County Assessor. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Clay County deadline is April 30. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Assessor.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $2,854 bill, 10–15% off is $285–$428 a year.

Want help with it?

TaxDrop builds your case from comparable sales data.

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Property tax exemptions in Minnesota

Minnesota homeowners may qualify for exemptions that reduce taxable value. Check with the Clay County Assessor for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Minnesota?
The median effective property tax rate in Clay County is 1.11%: a median annual bill of $2,854 on a median home value of $256,000. That's the 12th-highest rate of 87 Minnesota counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Clay County?
The median Clay County property tax bill is $2,854 a year, about $238 a month, compared with a Minnesota county median of $1,973.
What is the deadline to appeal property taxes in Clay County?
The deadline to appeal in Clay County is April 30. Missing it means waiting until the next assessment cycle.
Is Clay County a high property tax area?
Clay County's 1.11% effective rate is above the Minnesota county median of 0.99% and above the U.S. county median of 0.84%. That's the 12th-highest rate of 87 Minnesota counties with Census data.
Can TaxDrop help lower my Clay County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment.

Property taxes in nearby counties

Norman County

Rate: 0.99%

Median bill: $1,341

Becker County

Rate: 0.73%

Median bill: $1,951

Wilkin County

Rate: 0.76%

Median bill: $1,310

Mahnomen County

Rate: 0.97%

Median bill: $1,427

Otter Tail County

Rate: 0.78%

Median bill: $1,966

Polk County

Rate: 1.00%

Median bill: $2,109

Red Lake County

Rate: 0.96%

Median bill: $1,508

Clearwater County

Rate: 0.73%

Median bill: $1,297

← All 87 Minnesota counties

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