Charlottesville city, VA Property Taxes (2026)
Charlottesville city owners pay a median of $3,649 a year on a median home value of $448,400, an effective rate of 0.81%. That's the 28th-highest rate of 133 Virginia counties with Census data, above the Virginia county median of 0.63%.
Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)
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Effective tax rate
0.81%
28th highest of 133 in VA
Median annual bill
$3,649
~$304/month
Median home value
$448,400
Virginia county median
0.63%
Effective rate
What a protest could save you in Charlottesville city
Enter the market value from your appraisal notice. We apply Charlottesville city's 0.81% effective rate and a 10–15% reduction, the typical range for successful protests.
- Est. annual tax
- $3,632
- Savings at 10–15% off
- $363–$545
Charlottesville city vs. Virginia vs. U.S. property tax rates
Key stat: Charlottesville city's effective property tax rate is 0.81%, vs. 0.63% for the median Virginia county and 0.84% for the median U.S. county. It ranks 28th of 133 in Virginia. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))
How to appeal your property taxes in Charlottesville city
- 1
Review your assessment notice
Check the assessed value from the Charlottesville city Commissioner of the Revenue. Compare it to recent sales of similar homes nearby.
- 2
File your appeal before the deadline
The Charlottesville city deadline is Varies by locality. Missing it means waiting until the next assessment year.
- 3
Gather evidence
Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.
- 4
Present your case
Submit evidence or attend a hearing with the Commissioner of the Revenue.
- 5
Get your decision
If you win, your assessed value and bill go down. On a $3,649 bill, 10–15% off is $365–$547 a year.
Property tax exemptions in Virginia
Virginia homeowners may qualify for exemptions that reduce taxable value. Check with the Charlottesville city Commissioner of the Revenue for amounts.
Homestead exemption
For your primary residence. Reduces the value used to calculate your bill.
Senior / over-65
Many states add an exemption or freeze for owners 65 and older.
Disability
For homeowners with qualifying disabilities, often similar to the over-65 benefit.
Veterans
Disabled veterans may get partial or full exemptions depending on rating.
Frequently Asked Questions
What is the property tax rate in Charlottesville city, Virginia?
How much are property taxes in Charlottesville city?
What is the deadline to appeal property taxes in Charlottesville city?
Is Charlottesville city a high property tax area?
Can TaxDrop help lower my Charlottesville city property taxes?
Property taxes in nearby counties
Albemarle County
Rate: 0.74%
Median bill: $3,482
Greene County
Rate: 0.64%
Median bill: $2,009
Fluvanna County
Rate: 0.65%
Median bill: $1,835
Waynesboro city
Rate: 0.67%
Median bill: $1,578
Nelson County
Rate: 0.54%
Median bill: $1,517
Madison County
Rate: 0.59%
Median bill: $1,967
Louisa County
Rate: 0.65%
Median bill: $1,781
Orange County
Rate: 0.61%
Median bill: $2,048
Stop overpaying on property taxes
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