Clay County, FL Property Taxes (2026)

Clay County owners pay a median of $2,080 a year on a median home value of $281,500, an effective rate of 0.74%. That's the 31st-highest rate of 67 Florida counties with Census data, below the Florida county median of 0.74%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

0.74%

31st highest of 67 in FL

Median annual bill

$2,080

~$173/month

Median home value

$281,500

Florida county median

0.74%

Effective rate

What a protest could save you in Clay County

Enter the market value from your appraisal notice. We apply Clay County's 0.74% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$2,083
Savings at 10–15% off
$208–$312
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Clay County vs. Florida vs. U.S. property tax rates

Clay County0.74%
Florida county median0.74%
U.S. county median0.84%

Key stat: Clay County's effective property tax rate is 0.74%, vs. 0.74% for the median Florida county and 0.84% for the median U.S. county. It ranks 31st of 67 in Florida. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Clay County

  1. 1

    Review your assessment notice

    Check the assessed value from the Clay County Property Appraiser. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Clay County deadline is 25 days after TRIM notice. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Property Appraiser.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $2,080 bill, 10–15% off is $208–$312 a year.

Clay County property tax appeal guide →

Want help with it?

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Property tax exemptions in Florida

Florida homeowners may qualify for exemptions that reduce taxable value. Check with the Clay County Property Appraiser for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Florida?
The median effective property tax rate in Clay County is 0.74%: a median annual bill of $2,080 on a median home value of $281,500. That's the 31st-highest rate of 67 Florida counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Clay County?
The median Clay County property tax bill is $2,080 a year, about $173 a month, compared with a Florida county median of $1,709.
What is the deadline to appeal property taxes in Clay County?
The deadline to appeal in Clay County is 25 days after TRIM notice. Missing it means waiting until the next assessment cycle.
Is Clay County a high property tax area?
Clay County's 0.74% effective rate is below the Florida county median of 0.74% and below the U.S. county median of 0.84%. That's the 31st-highest rate of 67 Florida counties with Census data.
Can TaxDrop help lower my Clay County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment. See www.taxdrop.com/property-tax-appeal-pricing for current pricing.

Property taxes in nearby counties

Bradford County

Rate: 0.57%

Median bill: $1,022

Duval County

Rate: 0.78%

Median bill: $2,142

Putnam County

Rate: 0.81%

Median bill: $1,196

St. Johns County

Rate: 0.78%

Median bill: $3,547

Union County

Rate: 0.58%

Median bill: $931

Baker County

Rate: 0.63%

Median bill: $1,410

Alachua County

Rate: 0.98%

Median bill: $2,623

Nassau County

Rate: 0.73%

Median bill: $2,558

← All 67 Florida counties

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