Cumberland County, NJ Property Taxes (2026)

Cumberland County owners pay a median of $5,048 a year on a median home value of $205,600, an effective rate of 2.46%. That's the 8th-highest rate of 21 New Jersey counties with Census data, above the New Jersey county median of 2.20%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

2.46%

8th highest of 21 in NJ

Median annual bill

$5,048

~$421/month

Median home value

$205,600

New Jersey county median

2.20%

Effective rate

What a protest could save you in Cumberland County

Enter the market value from your appraisal notice. We apply Cumberland County's 2.46% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$5,058
Savings at 10–15% off
$506–$759
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Cumberland County vs. New Jersey vs. U.S. property tax rates

Cumberland County2.46%
New Jersey county median2.20%
U.S. county median0.84%

Key stat: Cumberland County's effective property tax rate is 2.46%, vs. 2.20% for the median New Jersey county and 0.84% for the median U.S. county. It ranks 8th of 21 in New Jersey. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Cumberland County

  1. 1

    Review your assessment notice

    Check the assessed value from the Cumberland County Tax Board. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Cumberland County deadline is April 1 or May 1. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Tax Board.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $5,048 bill, 10–15% off is $505–$757 a year.

Cumberland County property tax appeal guide →

Want help with it?

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Property tax exemptions in New Jersey

New Jersey homeowners may qualify for exemptions that reduce taxable value. Check with the Cumberland County Tax Board for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Cumberland County, New Jersey?
The median effective property tax rate in Cumberland County is 2.46%: a median annual bill of $5,048 on a median home value of $205,600. That's the 8th-highest rate of 21 New Jersey counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Cumberland County?
The median Cumberland County property tax bill is $5,048 a year, about $421 a month, compared with a New Jersey county median of $8,804.
What is the deadline to appeal property taxes in Cumberland County?
The deadline to appeal in Cumberland County is April 1 or May 1. Missing it means waiting until the next assessment cycle.
Is Cumberland County a high property tax area?
Cumberland County's 2.46% effective rate is above the New Jersey county median of 2.20% and above the U.S. county median of 0.84%. That's the 8th-highest rate of 21 New Jersey counties with Census data.
Can TaxDrop help lower my Cumberland County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment. See www.taxdrop.com/property-tax-appeal-pricing for current pricing.

Property taxes in nearby counties

Salem County

Rate: 3.03%

Median bill: $6,757

Cape May County

Rate: 1.32%

Median bill: $5,233

Gloucester County

Rate: 2.81%

Median bill: $7,964

Atlantic County

Rate: 2.47%

Median bill: $6,749

Camden County

Rate: 3.08%

Median bill: $8,063

Burlington County

Rate: 2.42%

Median bill: $7,902

Ocean County

Rate: 1.77%

Median bill: $6,499

Mercer County

Rate: 2.51%

Median bill: $8,804

← All 21 New Jersey counties

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