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Clay County, Texas Property Taxes (2026)

Clay County homeowners pay a median property tax of $2,194/year on a median home value of $161,300 — an effective rate of 1.36%, which is above the national median of 1.02%. Clay County has a population of approximately 10,402.

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Effective Tax Rate

1.36%

Higher than the Texas median of 1.00%

Median Home Value

$161,300

Annual Tax Bill

$2,194

~$183/month

Est. Annual Savings

$329

If reduced by 15%

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Clay County, Texas Property Tax Calculator

Enter your address to instantly see if you're overpaying on property taxes. Our tool compares your assessed value against recent comparable sales in Clay County to estimate your potential savings.

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Average Annual Savings

$329

Estimated savings for Clay County homeowners

Property Tax Rates: Clay County vs. Texas vs. National

Clay County1.36%
Texas Median1.00%
National Median1.02%

Key stat: The effective property tax rate in Clay County, Texas is 1.36%, compared to the Texas median of 1.00% and the national median of 1.02%. (Source: U.S. Census Bureau, ACS 5-Year Estimates)

How Clay County Compares Across Texas

See where Clay County's tax metrics fall relative to all 250 Texas counties.

Tax Rate Distribution

Percentile distribution across all Texas counties

10th

1.00%

25th

1.00%

Median

1.00%

75th

1.00%

90th

2.00%

Home Value Distribution

Percentile distribution across all Texas counties

10th

$87,930

25th

$110,275

Median

$158,050

75th

$210,150

90th

$281,660

Tax Bill Distribution

Percentile distribution across all Texas counties

10th

$1,027

25th

$1,428

Median

$1,875

75th

$2,507

90th

$3,750

Clay County Appraisal District Information

Clay County Appraisal District

Assessing Authority

Clay Appraisal District

Protest Deadline

May 15 or 30 days after notice

Texas protest filing deadline

State

Texas

How to protest

Let TaxDrop handle it for you →

How to Protest Your Property Taxes in Clay County

If you own property in Clay County, you have the legal right to protest your assessed value. Here is the step-by-step process:

1

Review your assessment notice

Check the assessed value from the Clay Appraisal District. Compare it to recent sales of similar homes in your area.

2

File your protest before the deadline

The Texas deadline is May 15 or 30 days after notice. Missing this deadline means waiting until the next assessment year.

3

Gather supporting evidence

Compile recent comparable sales, photos of property condition issues, independent appraisals, or any factors that reduce your home's value.

4

Present your case

Attend a hearing or submit your evidence to the Appraisal District. Present clear data showing your assessed value is too high.

5

Receive your decision

If successful, your assessed value and tax bill will be reduced. With a median bill of $2,194, even a 10-15% reduction means $219-$329 in annual savings.

Skip the hassle — let TaxDrop handle it

TaxDrop's licensed consultants analyze your property, build your case with comparable sales data, and represent you through the entire protest process. You pay nothing unless we save you $500 or more.

Start Your Clay County Protest →Free Tax Rate Calculator

Property Tax Exemptions in Texas

Texas homeowners may qualify for exemptions that reduce their taxable value. Common exemptions include:

Homestead Exemption

Available to primary residence owners. Reduces the assessed value used to calculate your tax bill.

Senior/Over-65 Exemption

Additional exemption for homeowners age 65+. May include a tax ceiling that freezes your bill.

Disability Exemption

For homeowners with qualifying disabilities. Similar benefits to the over-65 exemption.

Veteran Exemption

Disabled veterans may receive partial or full exemptions depending on disability rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Texas?
The median effective property tax rate in Clay County, Texas is 1.36%. On a home valued at $161,300, the median annual property tax bill is $2,194. Source: U.S. Census Bureau, ACS 2026.
How much are property taxes in Clay County?
The median annual property tax bill in Clay County is $2,194, which works out to approximately $183/month. This is based on the median home value of $161,300 and an effective tax rate of 1.36%.
How do I protest my property taxes in Clay County?
To protest your property taxes in Clay County, Texas, you need to file with the Clay Appraisal District before the deadline of May 15 or 30 days after notice. You'll need evidence that your assessed value exceeds your property's market value, such as recent comparable sales. TaxDrop can handle this entire process for you — you pay nothing unless we save you $500 or more.
Is Clay County a high property tax area?
Clay County's effective tax rate of 1.36% is above the national median of 1.02%. It's also above the Texas median of 1.00%, making it one of the higher-taxed counties in the state.
What is the deadline to protest property taxes in Texas?
The deadline to protest property taxes in Texas is May 15 or 30 days after notice. It's important to file before this deadline — missing it means waiting until the next assessment cycle. TaxDrop monitors deadlines and files on your behalf to ensure you never miss the window.
Can TaxDrop help lower my Clay County property taxes?
Yes. TaxDrop helps homeowners in Clay County, Texas protest their property tax assessments. We analyze your property, compare it against local comparable sales, and handle the entire protest process. Our fee is 25% of your savings — and if we don't save you at least $500, you pay nothing.

Nearby Counties

Castro County

Rate: 1.12%

Tax bill: $1,067

Chambers County

Rate: 1.13%

Tax bill: $3,290

Cherokee County

Rate: 1.21%

Tax bill: $1,941

Childress County

Rate: 1.47%

Tax bill: $1,694

Cochran County

Rate: 1.19%

Tax bill: $684

Coke County

Rate: 1.19%

Tax bill: $1,340

Coleman County

Rate: 1.37%

Tax bill: $1,248

Collin County

Rate: 1.66%

Tax bill: $7,432

← View all 250 Texas counties

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