Clay County, MS Property Taxes (2026)

Clay County owners pay a median of $797 a year on a median home value of $115,600, an effective rate of 0.69%. That's the 47th-highest rate of 82 Mississippi counties with Census data, below the Mississippi county median of 0.73%.

Updated October 2026 · Data: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023)

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Effective tax rate

0.69%

47th highest of 82 in MS

Median annual bill

$797

~$66/month

Median home value

$115,600

Mississippi county median

0.73%

Effective rate

What a protest could save you in Clay County

Enter the market value from your appraisal notice. We apply Clay County's 0.69% effective rate and a 10–15% reduction, the typical range for successful protests.

$
Est. annual tax
$798
Savings at 10–15% off
$80–$120
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Clay County vs. Mississippi vs. U.S. property tax rates

Clay County0.69%
Mississippi county median0.73%
U.S. county median0.84%

Key stat: Clay County's effective property tax rate is 0.69%, vs. 0.73% for the median Mississippi county and 0.84% for the median U.S. county. It ranks 47th of 82 in Mississippi. Effective rate = median tax bill ÷ median home value, so it already reflects typical exemptions. (Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023))

How to appeal your property taxes in Clay County

  1. 1

    Review your assessment notice

    Check the assessed value from the Clay County Tax Assessor. Compare it to recent sales of similar homes nearby.

  2. 2

    File your appeal before the deadline

    The Clay County deadline is Varies by county. Missing it means waiting until the next assessment year.

  3. 3

    Gather evidence

    Recent comparable sales, photos of condition issues, repair estimates or an independent appraisal.

  4. 4

    Present your case

    Submit evidence or attend a hearing with the County Tax Assessor.

  5. 5

    Get your decision

    If you win, your assessed value and bill go down. On a $797 bill, 10–15% off is $80–$120 a year.

Want help with it?

TaxDrop builds your case from comparable sales data.

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Property tax exemptions in Mississippi

Mississippi homeowners may qualify for exemptions that reduce taxable value. Check with the Clay County Tax Assessor for amounts.

Homestead exemption

For your primary residence. Reduces the value used to calculate your bill.

Senior / over-65

Many states add an exemption or freeze for owners 65 and older.

Disability

For homeowners with qualifying disabilities, often similar to the over-65 benefit.

Veterans

Disabled veterans may get partial or full exemptions depending on rating.

Frequently Asked Questions

What is the property tax rate in Clay County, Mississippi?
The median effective property tax rate in Clay County is 0.69%: a median annual bill of $797 on a median home value of $115,600. That's the 47th-highest rate of 82 Mississippi counties with Census data. Your own rate depends on which city, school district and special districts you're in. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).
How much are property taxes in Clay County?
The median Clay County property tax bill is $797 a year, about $66 a month, compared with a Mississippi county median of $860.
What is the deadline to appeal property taxes in Clay County?
The deadline to appeal in Clay County is Varies by county. Missing it means waiting until the next assessment cycle.
Is Clay County a high property tax area?
Clay County's 0.69% effective rate is below the Mississippi county median of 0.73% and below the U.S. county median of 0.84%. That's the 47th-highest rate of 82 Mississippi counties with Census data.
Can TaxDrop help lower my Clay County property taxes?
TaxDrop analyzes your property against local comparable sales and helps you appeal your assessment.

Property taxes in nearby counties

Oktibbeha County

Rate: 0.77%

Median bill: $1,685

Chickasaw County

Rate: 0.74%

Median bill: $746

Monroe County

Rate: 0.75%

Median bill: $859

Lowndes County

Rate: 0.64%

Median bill: $1,008

Webster County

Rate: 0.57%

Median bill: $629

Choctaw County

Rate: 0.45%

Median bill: $472

Calhoun County

Rate: 0.68%

Median bill: $566

Noxubee County

Rate: 1.01%

Median bill: $861

← All 82 Mississippi counties

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